Search This Blog

Sunday, February 7, 2010

For and Against Mandates

Having an insurance company pick up its share of what is prescribed by a medical doctor solves many problems. First, our kids with autism get the help they need. Second, our schools are better able to teach the kids they are trained to assist. A child with autism needs both medical and educational therapies and services to get better. We all know there are no free rides (again, think roads, bridges and tunnels,) so here's the catch. In order to have this occur, insurance premiums are forecasted to increase 0.4 tenths of 1 percent. That calculates to a projected $1.26 per month per policy — or $15.10 per year.
The Oklahoman cites recent prevalence studies to argue against mandates:
Parents of children with an autism diagnosis have made passionate appeals for the coverage mandate. Their emotional arguments are tough to resist, yet the studies cited above offer more reason to urge caution on a mandate that would likely never go away and that would cost the insured ever more money if the diagnosis rate continues to soar.